The Disclosure of Exchange Information in Peer-to Peer Lending

Sitong ZHANG

School of Law and Politics, Zhejiang Normal University, Jinhua, 321004, China

Abstract: The success of P2P lending between two strangers lies in the key factor- the of information. Thus, it is necessary to make it a rule to disclose their basic information when the two parties are making a deal. In China, there is no clear regulations related to this new financial form in the economy department, and so the fair stage should be established to help further development. Especially, based on current situation of P2P lending in Chinese market, it’s practical to balance the relation between government and market and protect legal rights of investors as well. For one thing, everyone is forced to reveal his information; for another thing, voluntarily they can keep parts as secrets. Generally speaking, the stage will be established to anti-default financially.

Keywords: Finance; P2P; Leading; The Disclosure of Information