Data Security Ledger based on Blockchain Technology

Anna Li1 * , Shaohua Jiang 1 , Yifeng Ma 2

1 School of Finance, Anhui Finance and Economics University, Bengbu, 233030, China

2 School of Business Administration, Anhui Finance and Economics University, Bengbu, 233030, China

Abstract: The development of Internet technology is accompanied by the generation of online banking, and at the same time has opened the era of exploration of online banking security issues. Blockchain technology has been committed to solving the new trust problem of information security, introducing it into the data security problem of online banking, and improving the security and business capability of online banking. Blockchain 3.0 technology and alliance chain technology introduced into online banking has produced data security ledger fintech products. Data security ledger is a new type of intangible fintech products, with blockchain distributed ledger, smart contract, consensus mechanism, asymmetric encryption and authorization technology and based on blockchain alliance chain technology, to achieve data storage security is not easy to break, clearing business manpower and material savings, data transmission is not easy to change, Six important functions of data encryption security and effectiveness, credit rating authorization, and interoperability between data security ledgers.

Keywords: Online banking; Blockchain 3.0; Alliance chain technology; Data security ledger