Research on Financial Risks and Their Microeconomic Theories

Chunren Zhao

Beijing Municipal Commission of Development and Reform, Beijing, 100031, China

Abstract: The analysis of financial risks is the basis for carrying out financial risk management, and it is also the key to ensure that the management process is perfected. Starting from the microeconomic theories of financial economy, studying financial risks can get the necessity of credit risk measurement and market risk measurement. On the basis of financial factors, this article analyzes the microeconomic theories and risk management means, which is good for promoting the sound development of financial institutions.

Keywords: Financial risks; Management; Microeconomic theories; Strategies