SMEs Credit Management System Construction

Jianxin Qiu

Northeast Forestry University Haerbin, China

Abstract: Small and medium-size enterprise (SMEs) play an irreplaceable role in the expansion of employment, active market, increasing revenue, social stability, and forming a rational structure of national economy. They promote the development of economic, construct the main structure of market economy and promote social stability. Currently the biggest obstacles of bounding the development of SMEs is difficult financing. The fundamental reason of financing difficulties is that SMEs in China lack of credit. Without sound credit management reminder, it is difficult to obtain the credit side of the trust.

Keywords: SMEs; Credit; Management System